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Aditya Birla - Health Insurance


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  • Organ Donor expenses covered

  • Cashless hospitalization over 5500 + network hospitals

  • Room Rent Restricted to Rs. 5000 per day for normal room & Rs. 10000 per day for ICU/ICCU, all other charges in accordance with the room rent restriction. In case if the insured opts for a higher room rent than his / her eligibility, the proportionate increase in the cost of room rent and other incidental charges will have to be borne by the insured.

  • Pre-post hospitalization expenses, 30-60 days respectively

  • Domiciliary Hospitalization Covered up to sum insured. Domiciliary hospitalization is a situation where the insured is considered or treated as hospitalized even when he is at home. Any expenses incurred towards the treatment are covered by the insurance provider

  • 527 Day care procedures are cover

  • Co-payment is Not Applicable

  • Initial Waiting period is 30 days applicable, for COVID waiting period is 15 days

  • Pre - Existing Illness Waiting Period is applicable ( 48 months)

  • Specified Disease / Procedure Waiting Period is 24 months

  • Self-Quarantine

  • Quarantine Advised by any unauthorized testing centre

  • Quarantine / Isolation at any unauthorized centre

  • Self-Isolation during lockdown

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.