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Fees and Charges Applicable

Mortgage Loans
Type of Fee	Charges Applicable
EMI Bounce Charges	Rs.1000/- per bounce
Penal Charges	2% per month
Part Payment Charges	2% plus applicable taxes on part payment amount paid (except flexi and line of credit loans)
Foreclosure Charges	Individual floating rate mortgage customers - Nil
	Other mortgage customers 1 – 24 months - 4% plus applicable taxes on principal outstanding 25 – 48 months - 2% plus applicable taxes on principal outstanding >48 months - Nil
Statement of Account	Customer portal - Nil Branch walk in - Rs.50
No Objection Certificate	Customer portal - Nil Branch walk in - Rs.50
EMI Card Activation Fee	Rs.349/-
EMI Card Maintenance Fee	Rs.99/- if the Card is not used in the last 12 months
Annual Maintenance Fee for Flexi	As per agreement
PDC/EMI Swap Charges	Nil

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